A bridging loan provides fast funding when it is needed the most and can often be arranged in 7 working days.
Bridging loans are intended for short term lending only and you must have a plan for repayment of the loan.

Our Products

JV50

• Loan to Value of 65% of Value of Property under development
• Designed to Finance part constructed Residential Developments; providing finance to both acquire part built schemes and complete the building works
• Interest Rates from 1.45% per month, plus Joint Venture Profit Share
• Loan facility provides much sought after “speculative” funding for small unit Residential Development Schemes
• Not available for Apartment / Flat schemes
• Maximum number of Units is 10 per individual development site
• Maximum Loan period of 12 months

Appa28

• Property purchased at auction often needs to be paid for within 28 days of the date of exchange at the Auction. Purchasers must therefore be assured that they have the funds to complete the purchase.
• Bridgebank Capital will provide "pre-approval" finance for a targeted auction purchase ahead of the Auction, to give a buyer the assurance that they have the funds to complete in the event that their bid is successful.
• The decision to offer pre-approved bridging terms will be based primarily on the financial status of the applicant , an initial assessment as to the Valuation of the property being purchased and the proposal to repay the bridging loan post purchase
• The actual amount advanced will be based on Valuation and not actual purchase price
• 65% Loan to Value
• Interest Rates from 1.2% per month
• NO CHARGES at all from Bridgebank Capital to underwrite the proposal and issue the pre-approved offer to be relied upon at the Auction
• Loan Terms up to 12 months

Resinvest 100

• Structured Loan designed to provide 100% financing for the acquisition of Residential Investment Property
• Utilises a "blended" mix of First charge security against the property being acquired and second or first charge security over property already owned
• Maximises available "Portfolio Equity" in order to further expand Property Ownership
• 65% Loan to Value
• Interest Rates from 1.25% per month
• Particularly useful for property bought at a discount and requiring modernisation works prior to being Tenanted

Revolver 6

• The facility will take first charge security against existing unencumbered property to release a revolving facility that can be quickly drawn on for other property purchases
• The drawdown will rely on the security already taken and not the new property being acquired, unless a "blended" loan is required for the new acquisition
• 65% Loan to Value
• Interest Rates from 1.2%
• Upon drawdown of any part of the pre approved facility, that loan amoount must be repaid within 6 months
• The underlying property security underpinning the facility must be revalued every 6 months

Status 500

• A low cost bridging loan specifically designed for full status, high credit ranking borrowers.
• Flexible, low cost bridging for lower Loan to Value requirements.
• Specifically designed for applicants with proven income and high net worth.
• Loan To Value to be no more than 50%
• Interest Rates from 1.15% per month

Nino5

• Ideal for investment buying clubs or individuals building up their investment / buy to let portfolio.
• Five working day bridging loan
• No drawdown fee & no exit fees
• 75% gross LTV - on open market value
• A fixed interest rate of 0.85% for the 5 day period (subjetct to minimum charge of £1000)
• Exit through a remortgage must be in place ande ready to go
• Valuations must be done by an approved panel valuer that is on both our panel and that of re-mortgage lender
• Fixed legal fees

PER65

• A structured or engineered bridging loan, specifically underwritten by our Head of Underwriting to look at ways of releasing equity from existing property assets in order to support future purchases.
• Interest Rates from 1.2% per month
• Max 65% LTV on property taken as security
• "BLENDED" mix of First and Second charge Security

Renov8

• A bridging loan that can be taken for a maximum of 8 months. The loan is split into two drawdowns providing finance initially against the un-modernised valuation of the property, followed by a further advance against the uplifted value of the property on completion of the refurbishment works.
• Interest Rate of 1.45% per mth for the period of the Initial advance
• Available to property landlords with proven experience of modernising and renovating properties.
• Loan divided into 2 parts to suit the borrowers specific requirements
• 1) “Initial Advance” based on the market value of the un- modernised property
• 2) “Further Advance” based on the uplifted value after modernisation
• Interest Rate of 1.45% per month for the period of the Initial advance
• Interest Rate of 1.25% per month for the period of the Further advance
• 65% Loan To Value
• Loan costs structured using our unique "Waterfall" pricing structure
• Applicants will need to prove experience and ability to self-finance the modernisation works
• Valuations to report on both the "before" and "after" value of the property
• Applicants will need to prove experience and ability to self-finance the modernisation works

Acqui10

• A bridging loan designed specifically to provide acquisition finance for a business tenant given the opportunity to acquire their business premises off their landlord at a discount to Market Value.
• Many landlords are looking to offload commercial investment property in order to release much needed cash liquidity, and the quickest and cheapest way to deliver this, is to sell the property to their Tenants at an attractive discount to Market Value.
• Bridging Loan maximises initial acquisition finance and can be provided much quicker than the time it takes to secure a long term commercial mortgage.
• 65% Loan advance against Open Market Value, irrespective of Purchase price.

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